How can I recognise nail fungus and what can I do myself?

Updated on 6 November 2026 · 8 min read

In short: Nail fun­gus can show up as whitish, yel­lo­wish or brow­nish dis­co­lou­ra­ti­on, thi­c­ke­ned nails and crumbling nail edges. Howe­ver, appearance alo­ne can­not relia­bly tell you whe­ther a fun­gus is real­ly the cau­se. You can keep your feet dry, care for your nails gent­ly and use your own per­so­nal care tools. Which tre­at­ment is right depends on whe­ther a fun­gus is con­firm­ed, how far the chan­ges extend and your gene­ral health.

1. Check your nails and skin

The medi­cal term for nail fun­gus is ony­cho­my­co­sis. It can affect both fin­ger­nails and toe­nails. On the feet, the chan­ge often beg­ins at the front or side edge of the nail and may gra­du­al­ly spread.

Look at your nails in good light. This check­list helps you descri­be chan­ges for a consultation:

  • Colour: Have whitish, yel­lo­wish or brow­nish are­as appeared?
  • Thic­k­ness: Has a nail beco­me thi­c­ker or har­der to cut?
  • Sur­face and edge: Does the nail feel rough, does it split or does the tip crumble?
  • Attach­ment to the nail bed: Is part of the nail lif­ting, or is crum­bly mate­ri­al coll­ec­ting underneath?
  • Sur­roun­ding skin: Is the skin bet­ween your toes itchy or flaky? Are the­re cracks?

The­se skin signs may point to accom­pany­ing ath­le­te’s foot. Such an infec­tion can spread to the nails and should be trea­ted at the same time. Nail fun­gus is pos­si­ble wit­hout any pain. Con­ver­se­ly, none of the­se signs pro­ves a fun­gal infec­tion on its own.

2. Consider other causes

A dis­co­lou­red nail is not auto­ma­ti­cal­ly a fun­gal nail. Pres­su­re from shoes, an inju­ry or pso­ria­sis can cau­se simi­lar chan­ges. Small pits in the nails, for exam­p­le, can occur with nail pso­ria­sis. Cos­me­tic nail polish can also chan­ge the colour of the nail.

Obser­va­ti­on May fit with What helps to assess it
Yel­lo­wish, thi­c­ke­ned toe­nails with a crumbling edge Nail fun­gus, but also pres­su­re from shoes Labo­ra­to­ry exami­na­ti­on of nail material
Itchy, flaky skin bet­ween the toes Accom­pany­ing ath­le­te’s foot Having skin and nails asses­sed together
Small pits in seve­ral nails Nail pso­ria­sis Having the skin and scalp asses­sed as well
Dis­co­lou­ra­ti­on after a knock or new shoes Inju­ry or pres­su­re damage Wat­ching whe­ther the area grows out
Yel­lo­wish nails after fre­quent nail polish Dis­co­lou­ra­ti­on from polish A break from polish, then reassess

Befo­re your appoint­ment, think about when you first noti­ced the chan­ge: was the­re an inju­ry, new tight shoes or a known skin con­di­ti­on? Which nails are affec­ted? Have you alre­a­dy appli­ed a pro­duct? This infor­ma­ti­on helps with the assess­ment. A pho­to can docu­ment the cour­se, but it does not replace a fun­gal test.

The check­list is not a diagnosis

Relia­ble con­fir­ma­ti­on requi­res exami­ning affec­ted nail mate­ri­al. A new or chan­ging dark stri­pe run­ning along the nail should be asses­sed by a der­ma­to­lo­gist. Do not tre­at it yours­elf as nail fungus.

3. What you can do yourself

Careful foot care can sup­port tre­at­ment and redu­ce pos­si­ble rou­tes of trans­mis­si­on. Hygie­ne alo­ne, howe­ver, does not relia­bly clear an exis­ting nail fun­gus. Go through the fol­lo­wing points in your dai­ly routine:

  • Dry your feet well: After washing, careful­ly dry the spaces bet­ween your toes too. Do not lea­ve the skin damp for lon­ger than necessary.
  • Chan­ge socks and shoes: Put on fresh socks every day, and more often if you sweat a lot. Let shoes dry com­ple­te­ly and choo­se well-fit­ting, breat­ha­ble styles.
  • Wash tex­ti­les pro­per­ly: Wash socks and towels at 60 °C if the fabric allows it.
  • Use your own tools: Do not share nail scis­sors, clip­pers, files, shoes or towels. Clean nail tools after use and dis­in­fect them with a sui­ta­ble pro­duct accor­ding to the instructions.
  • Trim nails careful­ly: Cut toe­nails straight across and not deep at the sides. Do not dig or scra­pe under the nail with sharp objects, and do not tear off loo­se pie­ces of nail.
  • Pro­tect yours­elf in shared are­as: Wear flip-flops in swim­ming pools, chan­ging rooms and com­mu­nal show­ers. If nail fun­gus is con­firm­ed, sui­ta­ble dis­in­fec­tion of your foot­wear can also help pre­vent reinfection.

If your nails are too thick to cut safe­ly or you find it hard to reach your feet, get sup­port. Our medi­cal foot care in Zurich also covers nail pro­blems. Pro­fes­sio­nal trim­ming and thin­ning of thi­c­ke­ned nail can com­ple­ment anti­fun­gal tre­at­ment. It does not replace fin­ding out the cause.

4. Find the right treatment

For a con­firm­ed, limi­t­ed infec­tion, an anti­fun­gal medi­ca­ted nail lac­quer may be an opti­on. Among other things, it mat­ters how much of the nail is affec­ted and whe­ther the nail root is invol­ved. Ask for advice on choo­sing and using a pro­duct rather than app­ly­ing any lac­quer to every nail change.

Check befo­re you start: Is the pro­duct spe­ci­fi­cal­ly inten­ded for nail fun­gus? How should the nail be pre­pared? How often do you need to app­ly it, and how are lac­quer resi­dues remo­ved? Ins­truc­tions dif­fer from pro­duct to pro­duct. Fol­low the packa­ge leaf­let and the agreed tre­at­ment plan. An ordi­na­ry cream for ath­le­te’s foot is not auto­ma­ti­cal­ly sui­ta­ble for trea­ting the nail.

With more exten­si­ve infec­tion, seve­ral affec­ted nails or invol­vement of the nail root, tre­at­ment with tablets pre­scri­bed by a doc­tor may be nee­ded, often com­bi­ned with a topi­cal tre­at­ment. Befo­re start­ing, the dia­gno­sis, pos­si­ble inter­ac­tions and exis­ting con­di­ti­ons must be che­cked. Depen­ding on the medi­ca­ti­on, blood tests are part of this.

Expect tre­at­ment to take months. The dama­ged nail has to grow out, even when the infec­tion is alre­a­dy rece­ding. A clear new sec­tion gro­wing at the base of the nail can be a good sign, but it does not pro­ve that the infec­tion is com­ple­te­ly gone. So do not stop tre­at­ment on your own as soon as the nail looks better.

For home reme­dies such as tea tree oil, the­re is not enough relia­ble evi­dence to replace estab­lished nail fun­gus tre­at­ment. Ordi­na­ry cos­me­tic nail polish does not tre­at the fun­gus eit­her. Dis­cuss any addi­tio­nal pro­ducts befo­re com­bi­ning them with your treatment.

5. When is medical advice important?

Have an unclear nail chan­ge che­cked, espe­ci­al­ly if it is get­ting worse, affec­ting other nails or bothe­ring you when wal­king. If a cor­rect­ly used tre­at­ment does not help, the dia­gno­sis should also be review­ed. Sim­ply try­ing one pro­duct after ano­ther can mean that a dif­fe­rent cau­se is missed.

Seek medi­cal advice ear­ly if you have dia­be­tes, cir­cu­la­ti­on pro­blems, redu­ced sen­sa­ti­on in your feet or a wea­k­en­ed immu­ne sys­tem. In that case, do not work on thi­c­ke­ned nails yours­elf with sharp tools. For child­ren, and during pregnan­cy and breast­fee­ding, it should be cla­ri­fied befo­re tre­at­ment which pro­ducts are suitable.

If the skin on your toe is pain­ful, hot and swol­len, or if red­ness is spre­a­ding, have it che­cked prompt­ly. This may indi­ca­te an addi­tio­nal skin infec­tion. Such inflamm­a­ti­on should not be trea­ted with nail lac­quer alone.

6. How we assess a suspected infection

At Swiss Der­ma Cli­nic in Zurich, we offer assess­ment and tre­at­ment of nail fun­gus. On our tre­at­ment page we descri­be micro­sco­pic exami­na­ti­on and detec­tion of fun­gal gene­tic mate­ri­al. This allows a sus­pi­ci­on to be che­cked more pre­cis­e­ly than by loo­king at the nail alone.

Let us know which medi­ca­ti­ons you take and whe­ther you have alre­a­dy used anti­fun­gal pro­ducts. Pri­or tre­at­ment can affect the test. Ask befo­re your appoint­ment how to prepa­re for a nail sam­ple. Do not stop a pre­scri­bed tre­at­ment wit­hout con­sul­ting us.

Our ser­vices also include laser tre­at­ment, which we usual­ly com­bi­ne with a topi­cal tre­at­ment such as a medi­ca­ted nail lac­quer. Whe­ther it makes sen­se for you is some­thing we dis­cuss once the fin­dings are available. As a stand-alo­ne tre­at­ment, laser has been stu­di­ed less tho­rough­ly than lac­quer and tablets, and no method can pro­mi­se a par­ti­cu­lar result. You can find more infor­ma­ti­on on our page about nail fun­gus tre­at­ment in Zurich.

Frequently asked questions

Is nail fungus contagious?

The fun­gi can be pas­sed on via shared items and con­ta­mi­na­ted sur­faces. That is why using your own nail tools, towels and shoes makes sen­se. Not every cont­act leads to an infec­tion. Mois­tu­re and alre­a­dy dama­ged nails can make it more likely.

Does nail fungus go away on its own?

You should not count on it. An exis­ting infec­tion usual­ly per­sists. Whe­ther and how it is trea­ted also depends on your sym­ptoms and per­so­nal risks. Not every mild chan­ge calls for tablets straight away, but it does call for a relia­ble assess­ment first.

Does an affected nail have to be removed?

Not as a rule. Depen­ding on the fin­dings, it may be enough to pro­fes­sio­nal­ly remo­ve thi­c­ke­ned or loo­se parts and tre­at the infec­tion in a tar­ge­ted way. Remo­ving the nail is only con­side­red in sel­ec­ted situa­tions. Never remo­ve the nail yourself.

Why does the nail still look changed?

A trea­ted nail does not beco­me smooth and clear straight away. Chan­ged are­as grow out slow­ly. Some­ti­mes nail dama­ge remains visi­ble even after the infec­tion has cle­ared. That is why appearance and a fun­gal test are dif­fe­rent cri­te­ria when jud­ging success.

Can nail fungus come back after treatment?

Yes. A rel­ap­se or rein­fec­tion is pos­si­ble. Tre­at any accom­pany­ing ath­le­te’s foot, keep your feet dry and keep using your own per­so­nal care tools. If new chan­ges appear, ano­ther assess­ment makes sense.

This artic­le does not replace a medi­cal examination.

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